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Car Insurance 101: What Your Policy Should Cover

Car insurance policies may offer additional coverage for things like roadside assistance or towing.

Car loans usually come with interest rates that vary depending on the lender and the borrower's credit score.

Car insurance policies may require individuals to notify the insurance company if they make modifications to their vehicle.

Car insurance policies may also have limits on coverage amounts.

The monthly payments on a car loan are typically made over the course of the loan term.

Car insurance policies may also exclude coverage for intentional acts or criminal activity.

Underinsured motorist coverage protects against damages caused by a driver who has insufficient insurance coverage.

Car insurance is a type of insurance that provides coverage for cars and other vehicles.

Car insurance policies may include add-ons such as roadside assistance or rental car coverage.

Sports cars and luxury vehicles typically have higher insurance rates than standard vehicles.

Gap insurance covers the difference between the value of a car and the amount owed on a car loan.

Car insurance policies may include terms that limit coverage for drivers under a certain age or with certain driving experience.

The cost of car insurance can also vary depending on the driver's age, gender, and driving history.

A car loan may be refinanced if the borrower is able to secure a better interest rate.

Car insurance companies may deny claims if the insured individual was driving under the influence of drugs or alcohol.

Car insurance policies may be more expensive for individuals who have had multiple accidents or traffic violations.

Underinsured motorist insurance is a type of car insurance that provides coverage in the event that the other driver in an accident has insufficient insurance coverage.

Car insurance companies may require individuals to provide proof of insurance when registering their vehicle with the state.

Discounts on car insurance premiums may be available for safe driving or multiple policies.