Car insurance policies may also exclude coverage for damages caused by pets or other animals in the vehicle.
Car insurance premiums are based on a variety of factors, including age, driving history, and location.
Uninsured motorist insurance is a type of car insurance that provides coverage in the event that the other driver in an accident is uninsured.
Liability insurance is the most basic form of car insurance and covers damages to third-party vehicles and injuries to third-party individuals.
Car insurance deductibles are the amount that the insured individual must pay before insurance coverage kicks in.
A car loan may also be refinanced if the borrower's financial situation changes.
Car insurance companies may require individuals to have a certain level of coverage based on the value of their vehicle.
Car insurance companies may offer discounts to individuals who install anti-theft devices in their vehicles.
Car insurance policies may include terms that prohibit individuals from lending their vehicles to others.
Car insurance companies may also consider factors such as age, gender, and marital status when determining premiums.
Car loans can be used to purchase both new and used cars.
Car insurance policies may also include terms that require individuals to cooperate with the insurance company during the claims process.
Car insurance policies may also exclude coverage for damages caused by natural disasters, such as floods or earthquakes.
Car insurance policies may also require individuals to notify the insurance company if someone else will be driving their vehicle.
Car insurance companies may also require that certain repairs be made to a car before a claim is paid.
Car insurance policies may include add-ons such as roadside assistance or rental car coverage.
Failure to maintain car insurance coverage can result in fines or legal penalties.
Comprehensive insurance covers damages to the insured vehicle from non-collision events, such as theft or natural disasters.
Car insurance companies may offer discounts to individuals who complete defensive driving courses.
Gap insurance covers the difference between the value of a car and the amount owed on a car loan.