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The True Cost of Car Ownership: How to Factor in Insurance and Loan Payments.

Car insurance deductibles are the amount that the insured individual must pay before insurance coverage kicks in.

Uninsured motorist coverage protects against damages caused by a driver who does not have insurance.

Discounts on car insurance premiums may be available for safe driving or multiple policies.

Car insurance companies may offer discounts for things like safe driving or multiple cars insured under the same policy.

Variable interest rates on car loans can fluctuate based on market conditions.

Comprehensive insurance is a type of car insurance that covers damage to a car caused by factors other than an accident, such as theft or weather damage.

Underinsured motorist insurance is a type of car insurance that provides coverage in the event that the other driver in an accident has insufficient insurance coverage.

Car insurance policies may include terms that limit coverage for individuals who use their vehicle for business purposes.

Car insurance policies may be more expensive for individuals who have had multiple accidents or traffic violations.

Failure to maintain car insurance coverage can result in fines or legal penalties.

Car insurance premiums are typically paid on a monthly or annual basis.

Car insurance may be required by law in some states or countries.

Car insurance policies may require individuals to notify the insurance company if they make modifications to their vehicle.

A car loan allows individuals to pay for a vehicle over time instead of upfront.

Car insurance companies may also offer discounts to individuals who drive fewer miles per year.

Car insurance policies may also include terms that prohibit individuals from using their vehicle for certain types of activities, such as racing or off-roading.

Car insurance can be obtained through insurance companies or through a car dealership.

Car insurance companies may offer discounts to individuals who install anti-theft devices in their vehicles.

Car insurance policies may include add-ons such as roadside assistance or rental car coverage.

Car insurance can help pay for damage to a car in the event of an accident.